{"id":1052923,"date":"2023-02-11T23:16:01","date_gmt":"2023-02-11T21:16:01","guid":{"rendered":"https:\/\/virtualofficeinestonia.com\/?page_id=1052923"},"modified":"2026-09-22T13:39:26","modified_gmt":"2026-09-22T10:39:26","slug":"kyc-policy","status":"publish","type":"page","link":"https:\/\/virtualofficeinestonia.com\/et\/kyc-policy\/","title":{"rendered":"KYC reeglid"},"content":{"rendered":"<p class=\"has-primary-color has-text-color has-link-color has-medium-font-size wp-elements-1 wp-block-paragraph\"><strong>Enne teatud teenuste osutamist oleme seadusega kohustatud Kliendi tuvastama<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">J\u00e4rgime Eesti Vabariigi ja Euroopa Liidu \u00f5igusakte, sealhulgas rahapesu ja terrorismi rahastamise t\u00f5kestamise seadust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KYC (Tunne Oma Klienti) protseduurid viiakse l\u00e4bi kliendisuhte alguses. Neid viiakse l\u00e4bi ka perioodiliselt p\u00e4rast seda, nagu n\u00f5uab seadus ja meie sise-eeskirjad. Teenust ei osutata enne, kui k\u00f5ik n\u00f5utavad isikusamasuse ja taustakontrolli etapid on l\u00f5pule viidud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kui me ei saa ostetud teenust osutada, kantakse raha tagasi algsele makseviisile. See toimub kindlaksm\u00e4\u00e4ratud aja jooksul.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Eraisikute puhul tuleb esitada j\u00e4rgmised dokumendid:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First and last name<\/li>\n\n\n\n<li>Personal identification code or date of birth<\/li>\n\n\n\n<li>Passport or ID card number<\/li>\n\n\n\n<li>Residential address<\/li>\n\n\n\n<li>Email address<\/li>\n\n\n\n<li>Phone number<\/li>\n\n\n\n<li><strong>A copy of a valid identity document containing:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Photo of the holder<\/li>\n\n\n\n<li>Full name<\/li>\n\n\n\n<li>Date of birth<\/li>\n\n\n\n<li>Gender<\/li>\n\n\n\n<li>Document validity<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00f5idakse k\u00fcsida lisadokumente, n\u00e4iteks elukoha t\u00f5endit, maksuresidentsuse teavet, kodakondsusandmeid v\u00f5i e-residentsuse t\u00f5endit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Juriidiliste isikute puhul tuleb esitada j\u00e4rgmine:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Commercial Register extract, registration certificate, or other valid documentation confirming the legal entity\u2019s capacity<\/li>\n\n\n\n<li>Articles of association, information about management or supervisory board members, and the actual business address<\/li>\n\n\n\n<li>Details of founders, shareholders, and supervisory board members<\/li>\n\n\n\n<li>Documentation confirming the right of representation and its validity<\/li>\n\n\n\n<li>Information about the beneficial owner<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Tegelik kasusaaja (UBO) tuleb tuvastada:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A person who directly or indirectly owns more than 25% of the share capital<\/li>\n\n\n\n<li>A person who controls the company by other means<\/li>\n\n\n\n<li>If the UBO cannot be identified, the highest-ranking member of the management body is recorded as the beneficial owner (e.g., the chairman of the management or supervisory board, or in their absence, all board members)<\/li>\n\n\n\n<li><strong>Only a private individual can be a real beneficiary<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">J\u00e4tame endale \u00f5iguse esitada lisak\u00fcsimusi v\u00f5i n\u00f5uda lisadokumente, mis on vajalikud meie KYC-kohustuste t\u00e4itmiseks. Meie eesm\u00e4rk on tagada kliendiandmete usaldusv\u00e4\u00e4rsus, t\u00e4psus ja ajakohasus.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color has-medium-font-size wp-elements-2 wp-block-paragraph\"><strong>A comprehensive form, with additional questions if necessary, will be sent to you after entering customer communication.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Before providing certain services, we are legally obliged to identify the Client We comply with the legislation of the Republic of Estonia and the European Union. This includes the Money Laundering and Terrorist Financing Prevention Act. KYC (Know Your Customer) procedures are conducted at the beginning of the client relationship. They are also conducted periodically [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1052923","page","type-page","status-publish","hentry"],"openstation_lock":null,"openstation_contributors":[],"openstation_attached_media":[],"jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"openstation_comment_count":0,"_links":{"self":[{"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/pages\/1052923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/comments?post=1052923"}],"version-history":[{"count":4,"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/pages\/1052923\/revisions"}],"predecessor-version":[{"id":1258625,"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/pages\/1052923\/revisions\/1258625"}],"wp:attachment":[{"href":"https:\/\/virtualofficeinestonia.com\/et\/wp-json\/wp\/v2\/media?parent=1052923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}